Direct bank payments powered by Open Banking
Accept direct bank payments through a fast, frictionless checkout experience built on Open Banking technology
Start accepting payments
Pay £320.00
to Retail Ltd.
Step 3 of 3
Choose how you want to pay
Pay by bank
Pay directly from your bank
Credit or debit Card
Pay from your Visa or Mastercard
Bank transfer
Instant bank payment
Apple Pay
Send from your ApplePay
Google Pay
Send from your Google Pay
Powered by
How Pay by Bank Works
Secure, direct bank payments designed for speed, simplicity and lower costs
Direct Bank Payments
Customers pay directly from their bank account without entering card details
Instant Confirmation
Receive real-time payment confirmation during the checkout process
Secure Authentication
Strong Customer Authentication helps verify payments securely and reduce fraud risk
Lower Processing Costs
Reduce payment processing fees compared to traditional card payments
Pay by Bank solution
Give your customers a fast, secure and familiar way to pay
directly from their bank account.
- Select payment method
Card
Pay by Bank
Apple pay
Google pay
Continue
Powered by
- Choose your bank
Search all 140 banks
Barclays
HSBC
Halifax
Monzo
Lloyds
- Authenticate securely
Log in to your bank
account
Continue
- Payment successful
Your payment is initiated!
Amount: £101.05
Thank you! Your payment
has been completed.
Get paid directly.
Keep more of it.
Pay by Bank moves funds straight from your customer's account to yours — lower fees than cards, no chargebacks, settled in seconds.
Full control from one powerful dashboard
Real-time transactions
Approval rates & performance
Settlements & reconciliation
Refunds & chargebacks
Business
MD
moneliq_demo_merc...
example@email.com
Dashboard
Orders
Invoicing
Operations
Management
Statistics
Analytics
Finances
Tools
Documentation
Dashboard
EN
MD
Authorizations (23)
£48,752.14
↑ 8.4%
Since yesterday
Credits (6)
£9,864.73
↑ 2.1%
Since yesterday
Charges (22)
£38,887.41
↑ 12.7%
Since yesterday
Refunds (2)
£1,245.28
↓ 1.8%
Since yesterday
Reversals (3)
£312.57
↓ 0.9%
Since yesterday
Turnover for the last 7 days
1.0
0.5
0
2026-06-04
2026-06-05
2026-06-06
2026-06-07
2026-06-08
2026-06-09
2026-06-10
Daily turnover
by projects
RD Electronics
£185.25
Northbridge Solutions
£142.80
Apex Retail Group
£98.45
Vertex Systems
£76.30
Harbor Technologies
£54.90
Daily turnover
by segments
Golden
£122.21
Premium
£32.58
Standard
£18.74
Basic
£11.42
Passability
TODAY
YESTERDAY
96.8%
95.4%
Conversion
TODAY
YESTERDAY
87.3%
84.9%
Monthly refunded
REFUNDS
CHARGEBACKS
2.8%
0.4%
Start accepting payments in 4 easy steps
Step 1 — Apply
Step 1 — Apply
Complete your online application
Submit your business details and required documents.
Fast compliance review
We review your application and guide you through the process.
Power Your Business With Open Banking
Accept direct bank payments through a secure and scalable Open Banking solution designed for modern businesses
Start accepting payments
Frequently asked questions
Discover our Frequently Asked Questions.
What is Pay by Bank?
How does Open Banking work?
What are the benefits of Pay by Bank?
Are Open Banking payments secure?
Which banks are supported?
How quickly are payments confirmed?
MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ
© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056
Personal
Business
Log in
Sign up
Direct bank payments powered by Open Banking
Accept direct bank payments through a fast, frictionless checkout experience built on Open Banking technology
Start accepting payments
Pay £320.00
to Retail Ltd.
Step 3 of 3
Choose how you want to pay
Pay by bank
Pay directly from your bank
Credit or debit Card
Pay from your Visa or Mastercard
Bank transfer
Instant bank payment
Apple Pay
Send from your ApplePay
Google Pay
Send from your Google Pay
Powered by
How Pay by Bank Works
Secure, direct bank payments designed for speed, simplicity and lower costs
Direct Bank Payments
Customers pay directly from their bank account without entering card details
Instant Confirmation
Receive real-time payment confirmation during the checkout process
Secure Authentication
Strong Customer Authentication helps verify payments securely and reduce fraud risk
Lower Processing Costs
Reduce payment processing fees compared to traditional card payments
Pay by Bank solution
Give your customers a fast, secure and familiar way to pay directly from their bank account.
- Select payment method
Card
Pay by Bank
Apple pay
Google pay
Continue
Powered by
- Choose your bank
Search all 140 banks
Barclays
HSBC
Halifax
Monzo
Lloyds
- Authenticate securely
Log in to your bank
account
Continue
- Payment successful
Your payment is initiated!
Amount: £101.05
Thank you! Your payment
has been completed.
Get paid directly. Keep more of it.
Pay by Bank moves funds straight from your customer's account to yours — lower fees than cards, no chargebacks, settled in seconds.
Full control from one powerful dashboard
Real-time transactions
Approval rates & performance
Settlements & reconciliation
Refunds & chargebacks
Business
MD
moneliq_demo_merc...
example@email.com
Dashboard
Orders
Invoicing
Operations
Management
Statistics
Analytics
Finances
Tools
Documentation
Dashboard
EN
MD
Authorizations (23)
£48,752.14
↑ 8.4%
Since yesterday
Credits (6)
£9,864.73
↑ 2.1%
Since yesterday
Charges (22)
£38,887.41
↑ 12.7%
Since yesterday
Refunds (2)
£1,245.28
↓ 1.8%
Since yesterday
Reversals (3)
£312.57
↓ 0.9%
Since yesterday
Turnover for the last 7 days
1.0
0.5
0
2026-06-04
2026-06-05
2026-06-06
2026-06-07
2026-06-08
2026-06-09
2026-06-10
Daily turnover
by projects
RD Electronics
£185.25
Northbridge Solutions
£142.80
Apex Retail Group
£98.45
Vertex Systems
£76.30
Harbor Technologies
£54.90
Daily turnover
by segments
Golden
£122.21
Premium
£32.58
Standard
£18.74
Basic
£11.42
Passability
TODAY
YESTERDAY
96.8%
95.4%
Conversion
TODAY
YESTERDAY
87.3%
84.9%
Monthly refunded
REFUNDS
CHARGEBACKS
2.8%
0.4%
Start accepting payments in 4 easy steps
Step 2 — Integrate
Step 2 — Integrate
Connect your website
Connect Pay by Bank to your checkout using our integration options.
Or use our API
Our developer-friendly API enables a fully customised payment experience.
Power Your Business With Open Banking
Accept direct bank payments through a secure and scalable Open Banking solution designed for modern businesses
Start accepting payments
Frequently asked questions
Discover our Frequently Asked Questions.
What is Pay by Bank?
How does Open Banking work?
What are the benefits of Pay by Bank?
Are Open Banking payments secure?
Which banks are supported?
How quickly are payments confirmed?
MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ
© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056
Personal
Business
Log in
Sign up
Direct bank payments powered by Open Banking
Accept direct bank payments through a fast, frictionless checkout experience built on Open Banking technology
Start accepting payments
Pay £320.00
to Retail Ltd.
Step 3 of 3
Choose how you want to pay
Pay by bank
Pay directly from your bank
Credit or debit Card
Pay from your Visa or Mastercard
Bank transfer
Instant bank payment
Apple Pay
Send from your ApplePay
Google Pay
Send from your Google Pay
Powered by
How Pay by Bank Works
Secure, direct bank payments designed for speed, simplicity and lower costs
Direct Bank Payments
Customers pay directly from their bank account without entering card details
Instant Confirmation
Receive real-time payment confirmation during the checkout process
Secure Authentication
Strong Customer Authentication helps verify payments securely and reduce fraud risk
Lower Processing Costs
Reduce payment processing fees compared to traditional card payments
Pay by Bank solution
Give your customers a fast, secure and familiar way to pay
directly from their bank account.
- Select payment method
Card
Pay by Bank
Apple pay
Google pay
Continue
Powered by
- Choose your bank
Search all 140 banks
Barclays
HSBC
Halifax
Monzo
Lloyds
- Authenticate securely
Log in to your bank
account
Continue
- Payment successful
Your payment is initiated!
Amount: £101.05
Thank you! Your payment
has been completed.
Get paid directly.
Keep more of it.
Pay by Bank moves funds straight from your customer's account to yours — lower fees than cards, no chargebacks, settled in seconds.
Full control from one powerful dashboard
Real-time transactions
Approval rates & performance
Settlements & reconciliation
Refunds & chargebacks
Business
MD
moneliq_demo_merc...
example@email.com
Dashboard
Orders
Invoicing
Operations
Management
Statistics
Analytics
Finances
Tools
Documentation
Dashboard
EN
MD
Authorizations (23)
£48,752.14
↑ 8.4%
Since yesterday
Credits (6)
£9,864.73
↑ 2.1%
Since yesterday
Charges (22)
£38,887.41
↑ 12.7%
Since yesterday
Refunds (2)
£1,245.28
↓ 1.8%
Since yesterday
Reversals (3)
£312.57
↓ 0.9%
Since yesterday
Turnover for the last 7 days
1.0
0.5
0
2026-06-04
2026-06-05
2026-06-06
2026-06-07
2026-06-08
2026-06-09
2026-06-10
Daily turnover
by projects
RD Electronics
£185.25
Northbridge Solutions
£142.80
Apex Retail Group
£98.45
Vertex Systems
£76.30
Harbor Technologies
£54.90
Daily turnover
by segments
Golden
£122.21
Premium
£32.58
Standard
£18.74
Basic
£11.42
Passability
TODAY
YESTERDAY
96.8%
95.4%
Conversion
TODAY
YESTERDAY
87.3%
84.9%
Monthly refunded
REFUNDS
CHARGEBACKS
2.8%
0.4%
Start accepting payments in 4 easy steps
Step 1 — Apply
Step 2 — Integrate
Step 3 — Go live
Step 4 — Get paid
Step 1 — Apply
Complete your online application
Submit your business details and required documents.
Fast compliance review
We review your application and guide you through the process.
Power Your Business With Open Banking
Accept direct bank payments through a secure and scalable Open Banking solution designed for modern businesses
Start accepting payments
Frequently asked questions
Discover our Frequently Asked Questions.
What is Pay by Bank?
How does Open Banking work?
What are the benefits of Pay by Bank?
Are Open Banking payments secure?
Which banks are supported?
How quickly are payments confirmed?
MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ
© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056
Personal
Business
Log in
Sign up
Direct bank payments powered by Open Banking
Accept direct bank payments through a fast, frictionless checkout experience built on Open Banking technology
Start accepting payments
Pay £320.00
to Retail Ltd.
Step 3 of 3
Choose how you want to pay
Pay by bank
Pay directly from your bank
Credit or debit Card
Pay from your Visa or Mastercard
Bank transfer
Instant bank payment
Apple Pay
Send from your ApplePay
Google Pay
Send from your Google Pay
Powered by
How Pay by Bank Works
Secure, direct bank payments designed for speed, simplicity and lower costs
Direct Bank Payments
Customers pay directly from their bank account without entering card details
Instant Confirmation
Receive real-time payment confirmation during the checkout process
Secure Authentication
Strong Customer Authentication helps verify payments securely and reduce fraud risk
Lower Processing Costs
Reduce payment processing fees compared to traditional card payments
Pay by Bank solution
Give your customers a fast, secure and familiar way to pay
directly from their bank account.
- Select payment method
Card
Pay by Bank
Apple pay
Google pay
Continue
Powered by
- Choose your bank
Search all 140 banks
Barclays
HSBC
Halifax
Monzo
Lloyds
- Authenticate securely
Log in to your bank
account
Continue
- Payment successful
Your payment is initiated!
Amount: £101.05
Thank you! Your payment
has been completed.
Get paid directly.
Keep more of it.
Pay by Bank moves funds straight from your customer's account to yours — lower fees than cards, no chargebacks, settled in seconds.
Full control from one powerful dashboard
Real-time transactions
Approval rates & performance
Settlements & reconciliation
Refunds & chargebacks
Business
MD
moneliq_demo_merc...
example@email.com
Dashboard
Orders
Invoicing
Operations
Management
Statistics
Analytics
Finances
Tools
Documentation
Dashboard
EN
MD
Authorizations (23)
£48,752.14
↑ 8.4%
Since yesterday
Credits (6)
£9,864.73
↑ 2.1%
Since yesterday
Charges (22)
£38,887.41
↑ 12.7%
Since yesterday
Refunds (2)
£1,245.28
↓ 1.8%
Since yesterday
Reversals (3)
£312.57
↓ 0.9%
Since yesterday
Turnover for the last 7 days
1.0
0.5
0
2026-06-04
2026-06-05
2026-06-06
2026-06-07
2026-06-08
2026-06-09
2026-06-10
Daily turnover
by projects
RD Electronics
£185.25
Northbridge Solutions
£142.80
Apex Retail Group
£98.45
Vertex Systems
£76.30
Harbor Technologies
£54.90
Daily turnover
by segments
Golden
£122.21
Premium
£32.58
Standard
£18.74
Basic
£11.42
Passability
TODAY
YESTERDAY
96.8%
95.4%
Conversion
TODAY
YESTERDAY
87.3%
84.9%
Monthly refunded
REFUNDS
CHARGEBACKS
2.8%
0.4%
Start accepting payments in 4 easy steps
Step 1 — Apply
Step 2 — Integrate
Step 3 — Go live
Step 4 — Get paid
Step 1 — Apply
Complete your online application
Submit your business details and required documents.
Fast compliance review
We review your application and guide you through the process.
Power Your Business With Open Banking
Accept direct bank payments through a secure and scalable Open Banking solution designed for modern businesses
Start accepting payments
Frequently asked questions
Discover our Frequently Asked Questions.
What is Pay by Bank?
How does Open Banking work?
What are the benefits of Pay by Bank?
Are Open Banking payments secure?
Which banks are supported?
How quickly are payments confirmed?
MONELIQ LIMITED | 25 Cabot Square, London, United Kingdom, E14 4QZ
© MONELIQ LIMITED, 2026. ALL RIGHTS RESERVEDAuthorised Electronic Money Institution, regulated by FCA, License reference number 901056